Services
Checking Accounts
Fairmount Bank offers checking accounts with unlimited check writing. Monthly statements include images of all checks. The accounts offer low minimum balance requirements, which are ideal for students and senior citizens. Fairmount Bank Visa Debit cards are available upon approval. Current Checking Rates.
Statement Savings Accounts
For a low initial deposit, our Statement Savings Account allows your money to earn interest with the convenience of receiving a monthly statement. Current Statement Savings Rates.
Passbook and High Yield Passbook Savings Accounts
For a low initial deposit, our Passbook and High Yield Savings Account allows your money to earn interest with transactions recorded in a passbook for your records. Current Passbook Savings Rates.
Holiday Club Accounts
Our Holiday Club Account allows you to save money, earn interest and have your savings check automatically mailed to you before the holidays. Current Holiday Club Rate.
Money Market Accounts
If you are looking for an account which earns interest and offers limited check writing, consider our Money Market Account. Monthly statements include images of checks. Current Money Market Rates
Certificates of Deposit
Certificates of Deposits, which are FDIC insured, are one of the safest investments available today. Fairmount Bank offers competitive rates and terms ranging from 91 days to 60 Months. Current CD Rates
IRA (Individual Retirement Account)
Fairmount Bank offers traditional IRA’s for your retirement needs. Current IRA Rate
Loans
Fairmount Bank offers a wide variety of loans. For more information, please contact our loan officer, Bob Hopp on 443-868-3268. The following loans are offered, subject to approval, by Fairmount Bank:
- Home Mortgage Loans
- Second Mortgage Loans
- Refinance Loans
- Construction/Permanent Loans
- Commercial Real Estate Loans
- Land Loans
- Home Equity Loans
- Home Equity Line of Credit
- Savings Account Loan
ATM (Automated Teller Machine)
Our ATM, located at our Drive-Thru, allows you to have access to your account 24 hours a day, 7 days a week. For additional convenience, Fairmount Bank is a member of the Money Pass network offering thousands of surcharge-free ATMs coast to coast located where you live, work and travel.
Other Services Include:
- Drive Thru Banking
- Free Notary Service to all Fairmount Bank customers
- Bank Checks
- Wire Transfers – Incoming/Outgoing in the US only
- Money Orders
- Free Coin Counting Machine for all Fairmount Bank customers – Rosedale Branch Only
- Bank By Mail
- Direct Deposit
- Free Online Banking – Coming Soon
- ATM/VISA® Debit Card - Coming Soon